Portfolio Management Officer Senior
About the Role
At Amerant Bank in the Financial Services space, Florida's Bank of Choice, Serving Communities with Excellence and Care.
The Portfolio Senior Officer plays a key first-line role in supporting the Bank’s commercial credit portfolio by strengthening front-end risk discipline, enhancing ongoing portfolio awareness, and ensuring timely and complete financial information for assigned customer relationships. This position is designed to proactively identify emerging risks, support Relationship Managers (RMs) throughout the stages of the deal, including structuring. The Portfolio Senior Officer will serve as an early-warning risk partner within the business. The role emphasizes judgment, escalation, and coordination rather than transactional credit processing. The Portfolio Senior Officer performs high-level financial reviews upon receipt of borrower information to identify potential weaknesses, adverse trends, or sector-related risks, and promptly escalates such concerns to Credit partners for independent assessment. In addition, the role supports origination through preliminary ('soft-quote') analyses to assess alignment with the Bank’s risk appetite and identify structural or credit issues before formal Credit involvement. The Portfolio Senior Officer, together with the RM, retains accountability for the ongoing administration of customer relationships, including the timeliness, completeness, and quality of information provided to Credit. The Portfolio Senior Officer operates within clearly defined governance and escalation frameworks to preserve separation of duties, independent credit oversight, and regulatory compliance.
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Requirements
- Bachelor’s degree in business, accounting or finance required. Master’s degree preferred OR 3+ years of commercial & retail portfolio management experience in lieu of education.
- Formal credit training required.
- 7+ years of professional experience in lending and/or portfolio management field and/or credit analysis.
- Knowledgeable of banking products and documentation.
- Thorough understanding of the Bank’s credit procedures, programs and policy.
- Accounting and credit principles.
- Proficiency in Microsoft Suite is required; experience in SQL is a plus.
- Salesforce, nCino, FIS IBS experience is a plus.
- Sound time management and organizational skills required.
- Well organized and systematic.
- Must possess strong communication skills.
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View Original PostingWhat It's Like to Work at Amerant Bank
Systemic Collaboration
...they are empowered to provide customers with the right products, services, and advice to meet their needs. By focusing on delivering high-quality solutions and maintaining a customer-first approach, employees feel a sense of pride and accomplishment in the work they do. Amerant Bank’s commitment to treating everyone with fairness and respect fosters a workplace culture where collaboration and mutual support thrive. Team members know they are part of a team that values innovation, efficiency, and quality, which motivates them to continuously strive for excellence and go above and beyond to exceed expectations. These shared principles and a strong sense of purpose give team members confidence in Amerant Bank’s direction and their ability to make a meaningful impact, driving their optimism for the future.
Positive Vision for the Future
...we foster an environment where mutual respect, accountability, and innovation thrive. By providing employees with the tools and support needed to succeed, we ensure they can deliver the right products, services, and advice to meet our customers’ needs. We believe in treating everyone with fairness and respect, creating a workplace culture where individuals feel valued and included.
Alignment of Values
Our Chairman and CEO, Jerry Plush, walks the talk by having an all-encompassing approach to our customers, community, and team members. He is committed to driving our strategic efforts forward by having a high-touch approach to team members and communicating via organization-wide meetings, corporate communications, social gatherings, and town halls. Jerry shows genuine care for our team members by ensuring we have a competitive employee value proposition, an excellent benefits package, and many internal growth opportunities.
Respect
...fostering open communication and creating an environment where feedback is actively encouraged and appreciated. By treating everyone as we expect to be treated, we create a space where team members feel comfortable sharing their thoughts, knowing their input will be taken seriously. Through collaboration, mutual accountability, and a commitment to doing what is right, we maintain a culture of respect that empowers everyone to participate fully and meaningfully.
Killer Outcomes
...fostering open communication, sharing knowledge and expertise, and working together to develop relationship-based solutions that meet the needs of our customers. Guided by the precept of treating everyone as we expect to be treated, team members actively support each other in a respectful and inclusive manner, ensuring that all voices are heard and valued. By prioritizing innovation, efficiency, and quality, t join forces to create strategies and implement processes that consistently exceed expectations, delivering outstanding service and results. In addition, collaboration is strengthened through mutual accountability and a shared commitment to doing what is right, creating a trustworthy and supportive work environment.
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