Founded in 1972, Credit Acceptance makes vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers regardless of their credit history. Our financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales generated by these same customers; and from sales to customers responding to advertisements for our financing programs, but who end up qualifying for traditional financing. Without our financing programs, consumers are often unable to purchase vehicles, or they purchase unreliable ones. Further, as we report to the three national credit reporting agencies, an important ancillary benefit of our programs is that we provide consumers with an opportunity to improve their lives by improving their credit score and move on to more traditional sources of financing.
Quick Facts
IndustryFinancial Services
Founded1972
HeadquartersSouthfield, MI
Certifications12
What Sets Us Apart
Transforming Lives Through Financial Inclusion
We empower consumers who are often overlooked by traditional lenders, giving them access to reliable vehicles and the opportunity to build their credit scores, creating pathways to better futures.
Dealer Partnership Success
Our innovative financing solutions enable automobile dealers to expand their customer base, increase sales volume, and build lasting relationships through repeat and referral business.
Purpose-Driven Impact Since 1972
For over 50 years, we've been committed to making vehicle ownership possible for underserved consumers while helping them improve their financial futures through credit reporting benefits.
Our Culture
The lived experience at Credit Acceptance Corporation
Noble Purpose-Driven Work
Team members are united by the opportunity to serve a meaningful mission—changing lives by making vehicle ownership possible for those facing financial barriers. This shared purpose drives daily decisions and creates a sense of impact across the organization.
Inclusive Collaboration
The culture emphasizes diversity of thought and inclusivity, where every voice matters. Team members actively contribute ideas that shape Credit Acceptance Corporation's future in a listening culture that values input from all levels.
Self-Directed Career Navigation
Team members can steer their own career path through flexible individual contributor and leadership roles. Credit Acceptance Corporation supports growth through mentorship from leaders who have walked the journey themselves, creating transparent pathways for advancement.
Values-Centered Daily Operations
The PRIDE values—Positive, Respectful, Insightful, Direct, and Earnest—created by team members themselves, are deeply integrated into everyday work. These values guide decision-making and foster authentic relationships across the organization.
Work-Life Integration
The organization genuinely prioritizes balance through flexible work arrangements and paid parental leave, allowing team members to thrive both professionally and personally without sacrificing either commitment.
Our Culture DNA
The core values that drive Credit Acceptance Corporation
Frequently Asked Questions about Credit Acceptance Corporation
Common questions about working at Credit Acceptance Corporation, their culture, and benefits.
Credit Acceptance provides ongoing business training and career development programs to build knowledge and broaden career options. Team members can steer their own career through both individual contributor and leadership roles. Many executives started in junior roles within the company and actively mentor other team members.
Credit Acceptance is committed to providing strong work-life balance through flexible work options including work from home, hybrid, and on-site arrangements in Michigan, as well as paid parental time off and generous paid time off policies.
Credit Acceptance has a listening culture that offers team members the ability to provide feedback and contribute ideas that shape the future of the company. The company's core PRIDE values were created directly by team members in 2012 based on qualities they most admired in their coworkers.
Credit Acceptance was founded by a dealer for dealers on the belief that everyone deserves the opportunity to finance a vehicle, regardless of their credit history. The company's mission is to improve the well-being of credit-challenged Americans by helping dealers extend trust and respect.
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This profile is based on data from LinkedIn, Glassdoor, Indeed, and the company's public career page. All certifications are independently verified by Best Practice Institute.
